Mortgages Advice
Welcome to DM Leslie & Pentleton - providing professional independant financial advice and solutions to help you make the right decisions. DM Leslie & Pentleton specialise in providing multi-disciplined independent financial advice to individuals and corporate bodies.
MORTGAGES
Residential mortgages
Our partners can take you through the mortgage process from start to finish, providing peace of mind and taking away the confusion and jargon that often surrounds buying a property. Our experienced consultants will help you source the right mortgage to meet your personal circumstances, whether you are purchasing or considering re-financing your existing property.
Buying to let
Buying a property as an investment has become increasingly popular over recent years. With house prices currently rising and with favourable mortgage products existing to finance such a venture, more and more people are seizing the opportunity to secure themselves an additional income and a valuable investment for the future.
Please fill out our really short contact form.
Lifetime Mortgages
Most people have heard the term 'asset rich, cash poor' and this can be particularly true for those in retirement receiving a modest pension and living in an asset worth a considerable sum in today's market. Our advisers can advise on releasing equity (cash or lump sum, or perhaps both) to help fund retirement whilst considering the impact on welfare benefits and other tax implications.
Commercial Mortgages
If you are considering purchasing a commercial property as an investment, or perhaps through your pension, then our partners can assist you in finding the most competitive terms and discuss the right arrangement to meet with your individual circumstances.
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
If you wish to discuss your mortgage requirements please complete the contact form and one of our advisers will make contact for a no obligation conversation.
Please fill out our really short contact form.
CLIENT MANAGEMENT
From the outset we need to gain knowledge of your financial situation, current circumstances and future financial goals. Therefore, initial discussions should be as detailed as possible.
We then work with our dedicated research team to identify the most suitable products or strategies available in the market that will meet your requirements. Please fill out our really short contact form.
Once presented with your bespoke portfolio the final decision on how to proceed is ultimately yours, based on our professional advice. It is essential that you are comfortable with the recommended schemes and we will only implement these once you are satisfied.
Your portfolio can be reviewed on a regular basis to identify any shortfalls, to make any possible improvements where necessary and to reflect any changes in your personal circumstances. Likewise, as your circumstances change it is important that you keep in touch, as your portfolio might need to be adjusted accordingly.
Effective communication underpins all our client relations. Therefore we always provide the option for a full review and valuation of your portfolio and schemes, delivering a consistent, flexible and high quality service. Our relationship management programme incorporates some of the following tools:
- Face to face meetings
- Regular portfolio updates
- Bulletins providing the latest news and product information
- Clearly presented reports and email communications